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Authors: Folorunso Olusegun, Oluwafunmilayo Ayobami Ateji, Gabriel Oludare Awe
Annals. Computer Science Series Volume: VIII; Issue: 1; pg.: 151, 2010

Abstract
This paper uses the Technology Acceptance Model (TAM) as a basis for studying critical factors that affects the acceptability of Automated Teller Machine (ATM) in Nigeria. Questionnaire approach was used

with the respondents predominantly between 20-29 years old. Factor analysis was used to test which of the factors are the main factors affecting the adoption of the technology in Nigeria. It was discovered that the major factors affecting people’s intention to accept ATM are the security issues and poor internet connectivity.

 

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